Welcome to the Kenya McCarty State Farm Insurance Agency in Lauderhill, FL!
I've been with State Farm for more than 29 years, and since opening my agency in 2001, my team and I have helped individuals, families, and business owners in Lauderhill, Sunrise, Plantation, Lauderdale Lakes, Tamarac, Fort Lauderdale, and throughout Broward County navigate their insurance and financial needs. We assist with Auto Insurance, Homeowners Insurance, Renters Insurance, Condo Insurance, Flood Insurance, Life Insurance, small business coverage, and protection for boats and RVs. Whether you're purchasing your first vehicle, settling into a new home, growing a business, or preparing for the future, we focus on helping you understand your options and make informed decisions.
I began this journey with a commitment to helping people gain greater access to insurance and financial services that can help protect what they've built and prepare for what comes next. What sets our office apart is our focus on education, relationships, and responsiveness. We don't want customers to simply purchase a policy. We take the time to explain coverage, identify potential gaps, answer questions, and help people feel confident about the decisions they make for themselves and their families.
Our agency proudly serves a diverse South Florida community. Our team provides service in English, Spanish, Haitian Creole, and French, and we are honored to be a trusted resource for many of the Caribbean and Hispanic families who call South Florida home. We believe insurance conversations should be accessible, understandable, and personal. If you're relocating to Florida from another state, we can help guide you through the transition and review what changes may affect your coverage.
In addition to helping customers with insurance needs, we enjoy having conversations about preparing for the future. We are especially passionate about helping homeowners navigate the complexities of Homeowners Insurance in Florida and helping individuals understand retirement-related options when changing careers, retiring, or evaluating assets from a former employer's retirement plan.
I hold the ChFC designation and am a graduate of the University of South Alabama with a B.A. in Political Science. I am also a member of Omega Psi Phi Fraternity, Incorporated.
Over the years, our agency has been recognized with State Farm's Legion of Honor for 20 consecutive qualifying years, Crystal Excellence, Ambassador Travel recognition, and Chairman Circle qualifications. While I appreciate the recognition, what matters most is what those achievements represent: decades of building confidence, serving customers, and helping families protect their future.
As a husband, father of five, and member of a blended family, I understand that every family has different priorities, goals, and circumstances. My wife, Pat, serves as our office manager, and together we've built both a family and a business centered on helping others.
Outside the office, I enjoy traveling, golf, football, cooking, and spending time supporting my children's activities, especially tennis and swimming. I'm also a proud Eagles fan. And our very spoiled French Bulldog, Sheeba, still keeps life interesting.
Our office is conveniently located at 4907 North University Drive, Suite 1 in Lauderhill, just south of Commercial Boulevard. We offer in-office, virtual, and at-home appointments because we believe great service should meet customers where they are. Our goal is simple: educate people, protect families, build relationships, and strengthen the community we proudly serve throughout Florida.
Give us a call today to discuss your insurance needs. We look forward to helping you protect what matters most!
FREQUENTLY ASKED QUESTIONS:
Q: Can I get an auto insurance quote from a local agent in Lauderhill? A: Yes. Call, text, start online or visit our office on North University Drive. We review your vehicles, drivers, coverage selections, deductibles and available discounts with you and explain the options before you decide.
Q: I am moving to Florida from out of state. How do I handle my insurance? A: Florida has its own requirements, including personal injury protection and property damage liability on every registered vehicle. Contact us before or during your move. We help people relocating to South Florida review their auto, homeowners, renters and condo coverage so nothing gets missed in the transition.
Q: Does homeowners insurance cover flooding in South Florida? A: Homeowners insurance and flood insurance are different coverages. Damage from rising water is generally excluded from a standard homeowners policy and may require separate flood coverage, depending on the cause of loss and policy terms. We can review what you have and the flood options available to you.
Q: Do I still need condo insurance if my association has a master policy? A: Your association’s policy and your own unit owner’s policy cover different things. Your personal belongings, liability, and improvements inside your unit are usually your responsibility. We can help you read your association documents and choose coverage that fills the gaps.
Q: What does renters insurance help cover? A: Renters insurance can help cover your personal property, liability and certain additional living expenses after a covered loss, subject to the policy’s limits, conditions and exclusions. Your landlord’s policy covers the building, not what is inside your apartment.
Q: What insurance does a small business in Broward County need? A: It depends on your industry, operations and property. Common needs include business liability, commercial auto and business property coverage. We work with local business owners across Lauderhill and Fort Lauderdale to review what applies to them.
Q: Does your office offer service in Spanish or Haitian Creole? A: Yes. Our team serves customers in English, Spanish and Haitian Creole, so you can discuss your insurance in the language you are most comfortable using.
