Kenya McCarty

Welcome to the Kenya McCarty State Farm Agency in Lauderhill, FL

Since 2001, my team and I have helped individuals, families and business owners in Lauderhill, Sunrise, Plantation, Lauderdale Lakes, Tamarac, Fort Lauderdale and across Broward County with auto, homeowners, renters, condo, flood, life and small business insurance, plus coverage for boats and RVs.

We are a multilingual office. Our team serves customers in English, Spanish and Haitian Creole, and we are proud to be a home for South Florida’s Caribbean community, families who want their coverage explained in plain language by people who understand where they come from. Moving to Florida from another state? We help with out-of-state transfers every week and can walk you through what changes when you get here.

I hold the ChFC designation, and our office has earned State Farm’s Legion of Honor for 20 consecutive qualifying years along with Crystal Excellence, and Ambassador Travel recognition. Those belong to the families who keep choosing us.

I graduated from the University of South Alabama with a B.A. in Political Science. Outside the office I enjoy traveling and watching football, and I am a proud husband and father of five (six if you count our spoiled puppy, Sheeba).

Call, text, click or stop by our office on North University Drive in Lauderhill for a quote. Whether it is your first car, your first home or a policy for your family’s future, we will help you understand your options and find what fits.

FREQUENTLY ASKED QUESTIONS

Q: Can I get an auto insurance quote from a local agent in Lauderhill? A: Yes. Call, text, start online or visit our office on North University Drive. We review your vehicles, drivers, coverage selections, deductibles and available discounts with you and explain the options before you decide.

Q: I am moving to Florida from out of state. How do I handle my insurance? A: Florida has its own requirements, including personal injury protection and property damage liability on every registered vehicle. Contact us before or during your move. We help people relocating to South Florida review their auto, homeowners, renters and condo coverage so nothing gets missed in the transition.

Q: Does homeowners insurance cover flooding in South Florida? A: Homeowners insurance and flood insurance are different coverages. Damage from rising water is generally excluded from a standard homeowners policy and may require separate flood coverage, depending on the cause of loss and policy terms. We can review what you have and the flood options available to you.

Q: Do I still need condo insurance if my association has a master policy? A: Your association’s policy and your own unit owner’s policy cover different things. Your personal belongings, liability, and improvements inside your unit are usually your responsibility. We can help you read your association documents and choose coverage that fills the gaps.

Q: What does renters insurance help cover? A: Renters insurance can help cover your personal property, liability and certain additional living expenses after a covered loss, subject to the policy’s limits, conditions and exclusions. Your landlord’s policy covers the building, not what is inside your apartment.

Q: What insurance does a small business in Broward County need? A: It depends on your industry, operations and property. Common needs include business liability, commercial auto and business property coverage. We work with local business owners across Lauderhill and Fort Lauderdale to review what applies to them.

Q: Does your office offer service in Spanish or Haitian Creole? A: Yes. Our team serves customers in English, Spanish and Haitian Creole, so you can discuss your insurance in the language you are most comfortable using.